Jacksonville's 823,000 residents live in one of the most spacious cities in the United States. The city has a number of superlatives behind its name: the largest urban park network, the second biggest jazz festival and the largest concrete cable bridge. For the largest city in Florida, Jacksonville's auto insurance costs actually aren't that expensive. The average citywide annual premium is $1,230 per year, which is 12% higher than the state average. Rates for retired senior citizen couples average just $490 per year, while families with two teenagers can see rates of about $2,275 per year.
Collision and comprehensive insurance are two optional types of auto insurance where your insurer pays for repairs to your vehicle. While there are other optional auto insurance coverages, liability, comprehensive, and collision are three of the most common. These coverages work hand-in-hand to repair or replace most of the damages to your car. It's important to know the difference, and make sure you're adequately covered.
The city of Pembroke Pines is bordered by the Florida Everglades to the west and is situated for easy access to I-75 and the Florida Turnpike. The average annual car insurance costs for the driver profiles we sampled is $1,748. Our data indicate that Florida Farm Bureau, GEICO and Travelers had the best rates, at $868 on average—a 50% decrease from the citywide cost.
Companies also needed to offer full-timer coverage for those who live year-round in their RV; full replacement coverage in the event the RV is totaled or stolen; personal belonging coverage for the property inside the RV, including electronics, appliances, and jewelry; vacation liability coverage for injuries that occur at the vacation site where the RV is parked; and permanently attached items coverage for items like satellite dishes, wheelchair lifts, or retractable canopies. Finally, companies also were required to cover most, if not all types of recreational vehicles.